Mamadou-Hady Sow works at Adobe. When he joined the company, he was granted restricted stock units that vest over four years.

Sow spends time building his career and financial knowledge. He attends networking events and contributes to a Substack focused on Gen Z, culture, and business.

“I choose my own investments,” Sow says. He manages his investments independently and checks in with an advisor when he wants a second opinion.

Sow, 23, maxed out his 401(k) and IRA contributions last year and tries to invest consistently and responsibly.

Sow manages his Adobe stock through an online platform and occasionally logs in to check its performance.